A 6-6.5mm round cultured freshwater pearl with inlay composite turquoise and inlay mother-of-pearl 18K yellow gold over sterling silver pendant on an 18-inch chain - the three-material pendant that combines cultured pearl, turquoise, and mother-of-pearl in a single warm gold composition. The pearl provides organic luster; the turquoise inlay adds characteristic blue-green; the mother-of-pearl contributes iridescent shimmer. Three natural materials with different optical characters. Lobster claw clasp.