Two of the most compelling trends in jewelry right now - the paperclip chain and the single statement gemstone - meet in this 18-karat gold over sterling necklace. A 3.13-carat natural Brazilian citrine, cut in a sleek square octagonal shape, drops at the V-point of a well-executed Y-necklace design on a paperclip chain that registers visually from any angle. The warm yellow of the citrine harmonizes with the gold chain in a way that feels deliberately tonal rather than matchy, and the geometric cut gives the stone a graphic quality that reads as contemporary rather than classic. At 18 inches, it sits beautifully at the collarbone. Layer with a delicate chain for a styled neck moment, or wear solo when the necklace has enough to say on its own - which, at this size and color, it absolutely does.