Two necklaces in one set: a white CZ tennis necklace and an initial letter pendant necklace, both in 14K yellow gold over brass at 16 inches with 2-inch extenders. The tennis necklace is the foundation piece - a continuous sparkle line that works with nearly any outfit - and the initial pendant brings personal specificity to the arrangement. Together at 4.05 carats total cubic zirconia, the set creates a layered collarbone look that takes the guesswork out of necklace styling. The initial letter makes this set immediately giftable: it tells a specific story about the recipient in a way that a generic tennis necklace alone cannot. A complete jewelry statement in one purchase.